Vulnerable Customers Policy

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Our approach

DebtClearPlans is committed to treating every customer fairly and with respect. We recognise that vulnerability can affect how people engage with financial information and decisions.

Where a customer may be vulnerable, we aim to provide clear communication, extra time, and practical support so they can make informed decisions without pressure.

What vulnerability can include

  • Mental or physical health conditions
  • Recent bereavement, relationship breakdown, or major life event
  • Low confidence with financial terms, digital tools, or paperwork
  • Temporary financial shock such as job loss or reduced income

Support we can offer

  • Plain-English explanations and slower-paced conversations
  • Calling back at a more suitable time
  • Repeating key points and summarising next steps clearly
  • Signposting to free independent debt support where helpful

If you need additional support, please tell us when you request your callback so we can adapt our approach.

DebtClearPlans is a debt introducer/lead generation service and is not authorised to provide regulated debt advice. We introduce enquiries to FCA-authorised and regulated debt solution providers and/or insolvency practitioners. We may receive a fee for introductions made.

Debt solutions are not suitable for everyone and may have a significant impact on your credit file, ability to obtain credit, and in some cases your assets. Always read all documentation carefully. Free, impartial debt advice is also available from MoneyHelper, StepChange, National Debtline, and Citizens Advice.