UK debt introducer & callback service

Struggling with debt? There's a way through it.

Free, confidential, no-obligation callback. A real person will talk you through your options in plain English.

UK-wide
Free & confidential
No obligation
FCA-regulated partners
Debt support callback
UK-wide
Free & Confidential
FCA Regulated Partners

Debt guidance that feels human

DebtClearPlans is an introducer/lead generation service. We match you with FCA-authorised and regulated debt solution providers and/or insolvency practitioners. We are not authorised to provide regulated debt advice ourselves.

Confidential & judgement-free

Tell us your situation. No pressure, no fake urgency.

Plain-English guidance

We help you understand the main options and what they could mean for you.

Matched to UK-regulated solutions

Scotland-specific routes are signposted so you are not pushed into the wrong option.

Debt solutions overview

Choose a solution to learn more, or book a callback and we will help you understand which routes may apply.

IVA

Repayment plan via an insolvency arrangement (eligibility-dependent).

Learn more

DMP

Creditor repayment arrangement, often over a longer term.

Learn more

DRO

Low-income/limited assets option (eligibility-dependent).

Learn more

Bankruptcy

Formal insolvency route that may impact assets and credit.

Learn more

Trust Deed (Scotland)

Scotland-specific insolvency option.

Learn more

DAS (Scotland)

Scottish Debt Arrangement Scheme repayment route.

Learn more
How it works

A simple 3-step process

1. Tell us your situation

Share a few details so we can understand your circumstances and urgency.

2. Review your options

We explain practical routes and what each may involve, in plain English.

3. Choose your next step

Move forward only when you are ready, with clear information and no pressure.

Request a free callback

A real person will call you to understand your situation and explain which options may apply. DebtClearPlans is not authorised to provide regulated debt advice and we do not hold client money.

Checking your options won’t affect your credit score. We’ll never share your details without your permission.

DebtClearPlans is a debt introducer/lead generation service and is not authorised to provide regulated debt advice. We introduce enquiries to FCA-authorised and regulated debt solution providers and/or insolvency practitioners. We may receive a fee for introductions made.

Debt solutions are not suitable for everyone and may have a significant impact on your credit file, ability to obtain credit, and in some cases your assets. Always read all documentation carefully. Free, impartial debt advice is also available from MoneyHelper, StepChange, National Debtline, and Citizens Advice.